A standard auto insurance policy provides substantial support after an accident but doesn’t cover all scenarios. For instance, if an underinsured or uninsured motorist hits you, your policy may not cover the costs due to the offending motorist’s lack of insurance. In such situations, you could find yourself paying out-of-pocket. However, at the Insurance Outfit in Chester, NJ, we can help you avoid this predicament.<\/p>\n
Underinsured\/uninsured motorist (UM\/UMI) insurance is an additional coverage that can be added to your auto insurance policy. It’s not automatically included in a standard policy, so you need to request it from your insurance representative.<\/p>\n
While driving on New Jersey roads without insurance is illegal, some drivers ignore this law and drive without coverage. Others carry a minimum liability policy, which may not cover all damages, losses, and medical bills. Adding a UM\/UMI rider to your auto insurance can cover the lack of or gap in coverage.<\/p>\n
A standard auto insurance policy in New Jersey is required to have liability coverage but not much else. UM\/UMI coverage is not automatically included, so you need to take action to get it.<\/p>\n
Every time you hit the road, you risk being hit by someone who doesn’t have enough insurance or none at all. Contact us at The Insurance Outfit in Chester, NJ, to add UM\/UMI coverage to your policy and protect yourself from unexpected losses.<\/p>\n","protected":false},"excerpt":{"rendered":"
A standard auto insurance policy provides substantial support after an accident but doesn’t cover all scenarios. For instance, if an underinsured or uninsured motorist hits you, your policy may not cover the costs due to the offending motorist’s lack of insurance. In such situations, you could find yourself paying out-of-pocket. However, at the Insurance Outfit […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[32,39,31,37,38],"class_list":["post-503","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-chester-nj","tag-motorcycle","tag-the-insurance-outfit","tag-underinsured","tag-uninsured"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/comments?post=503"}],"version-history":[{"count":1,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/503\/revisions"}],"predecessor-version":[{"id":504,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/503\/revisions\/504"}],"wp:attachment":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/media?parent=503"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/categories?post=503"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/tags?post=503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}