{"id":76,"date":"2016-06-16T08:00:00","date_gmt":"2016-06-16T08:00:00","guid":{"rendered":"http:\/\/www.theinsuranceoutfit.com\/blog\/?p=76"},"modified":"2016-07-12T18:38:17","modified_gmt":"2016-07-12T18:38:17","slug":"ask-questions-before-buying-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.theinsuranceoutfit.com\/blog\/ask-questions-before-buying-motorcycle-insurance\/","title":{"rendered":"3 Questions You Should Ask When Purchasing Motorcycle Insurance"},"content":{"rendered":"

At the Insurance Outfit, we understand how important your motorcycle is to you. As a result of that, we want to make sure that you have the right type and amount of motorcycle insurance on your bike before you hit the road. The following are three questions you should ask before you secure a motorcycle insurance policy with any company.<\/p>\n

Question #1. Is this insurance for classic motorcycles or sports motorcycles?<\/h2>\n

There are different types of motorcycle insurance coverage options, and these polices serve very different purposes. It’s critical that you ask the insurance agent providing you the quote what they are quoting you. If you have a classic motorcycle, you want to make sure you get insurance coverage for that type of motorcycle; otherwise, you could pay more for your coverage.<\/p>\n

Question #2: What is the average price to replace you motorcycle?<\/h2>\n

When you know the replacement value of your motorcycle, you can easily determine how much insurance you will need to cover your motorcycle in the event of a loss. Beyond the minimum insurance required in New Jersey, you can increase your limits to ensure that you cover customized components on your motorcycle.<\/p>\n

Question #3. Do you use replacement value or cash value when reimbursing customers?<\/h2>\n

Replacement value is essentially the market value of your motorcycle, while cash value is the market value minus depreciation. Of course, it’s in your best interest to choose an insurance company that gives you the option to choose replacement value over actual cash value. If you don’t ask, and the insurance company uses actual cash value, you may receive a check that significantly less than you anticipated following a loss.<\/p>\n

If you have questions about getting motorcycle insurance in and around Chester, NJ, then we have answers. We help thousands of customers protect their motorcycles both on and off the road. Don’t hesitate to give us a call so that we can give you a quote, or visit us online.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

At the Insurance Outfit, we understand how important your motorcycle is to you. As a result of that, we want to make sure that you have the right type and amount of motorcycle insurance on your bike before you hit the road. The following are three questions you should ask before you secure a motorcycle […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[31],"class_list":["post-76","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-the-insurance-outfit"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t