Home insurance is important to protect what may be your biggest investment. When it comes to your home insurance premiums, you are probably aware that the location and size of your home will play a large part in how your home insurance premiums are determined. Here are some less known factors that can increase your home insurance premiums in the Chester, NJ area.<\/p>\n
Premium Increasing Factors<\/strong><\/strong> <\/p>\n A couple of obvious items are having a swimming pool or a trampoline, both are great for family enjoyment in the backyard, but they will cause your home insurance premiums to be higher. If someone is injured, you may be held liable, even if you didn’t give permission for the use of the pool or trampoline. If you keep your pool secured by fencing it off, have safety equipment within easy access, and put a net around the trampoline to reduce injuries, it may help decrease your insurance premiums.<\/p>\n A few less obvious items that can increase premiums are a wood burning stove, a lack of home security or fire safety, and the age of your roof materials. If any of these factors are issues for you, there are things you can do to help reduce premium rates. For example, show evidence that a licensed contractor installed the stove and it meets safety codes. Install smoke detectors and easy access fire extinguishers. You can also install new locks, dead bolts, and a security system to help reduce rates.<\/p>\n The Insurance Outfit<\/strong><\/strong><\/p>\n If you own a home or plan to purchase a home in the Chester, NJ area and have concerns about your home insurance rates, contact a friendly agent from The Insurance Outfit. We can help you address any factors that may be increasing your home insurance premiums.<\/p>\n","protected":false},"excerpt":{"rendered":" Home insurance is important to protect what may be your biggest investment. When it comes to your home insurance premiums, you are probably aware that the location and size of your home will play a large part in how your home insurance premiums are determined. Here are some less known factors that can increase your home […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[32,31],"class_list":["post-96","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-chester-nj","tag-the-insurance-outfit"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/96","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/comments?post=96"}],"version-history":[{"count":1,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions"}],"predecessor-version":[{"id":97,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions\/97"}],"wp:attachment":[{"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/media?parent=96"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/categories?post=96"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theinsuranceoutfit.com\/blog\/wp-json\/wp\/v2\/tags?post=96"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}