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The Insurance Outfit

32 Collis Ln, Ste D Front
Chester, NJ 07930

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About Us

We started out as 2 separate startup Allstate agents, Sean Kelly, in Rockaway, NJ and, Brian Gallagher, in Martinsville, NJ but became dissatisfied with the constraints of one insurance carrier. We left Allstate to form The Insurance Outfit to better suit our clients' needs as well as our own. We have been in Chester, NJ since early 2012 and are rebuilding our business one client at a time. We believe that every client deserves the attention of a dedicated professional and not just a call center employee to whom you are just a number. We develop relationships with our clients and dedicate ourselves to our clients and their needs and truly try to find the best options available.

If you aren't happy with your current insurance company or agent or you just want to see if your insurance is competitively priced please as we say here at The Insurance Outfit "Try Us On For Size". Call us at 908-955-7561, email:, or for free instant quotes on auto and home go to our website

Both Sean and Brian live in Morris county with their families. We are giving back to the community through organizations such as Rotary where Sean was a past President of the Morris Plains club. We support our industry through organizations such as NAIFA, National Association of Insurance and Fianancial Advisors.

We look forward to helping you!

What My CIC Designation Means For My Clients

Today’s insurance and risk management industry is big, complex, and full of variation. As you consider what kind of coverage you need for your unique set of risks and exposures—both current and future—my training as a Certified Insurance Counselor (CIC) has prepared me to be the competent and proven advisor you need. Training to become a CIC includes 100 classroom hours and five comprehensive exams. In addition, I attend continuing education courses every year to update my knowledge and skills, to ensure that you always receive from me the attention, care, and current information necessary to make your coverage decisions.

The CIC designation and pin are marks of distinction that demonstrate my commitment to professional excellence and leadership in the insurance industry. I am proud to be among 31,500 CICs in the country–the best and most knowledgeable insurance practitioners in the nation.

Sean Kelly

Sean Kelly

Why work with Chester, NJ's The Insurance Outfit?

One thing is certain - risk never stops finding new ways to surprise you. Fortunately, neither does a really good independent insurance agent like Chester, NJ's The Insurance Outfit.

To help your insurance keep up, The Insurance Outfit is proud to work with a range of leading insurers.

Why independent agents like Chester, NJ's The Insurance Outfit? Unlike their counterparts, independent agents are able to tap into the resources and expertise of multiple insurance companies. So from home to auto to business, you get more options, and more ways to create the insurance plan that's right for you.

There are other benefits as well. A good independent agent is free to give you objective advice. No strings attached. In short, a good agent has the ability to find the policy that meets your needs. And perhaps best of all, independent agents also keep insurance companies on their toes. The best companies never forget that their agents are not obligated to choose their policies. The Insurance Outfit never stops looking for ways to make your policies work even harder to meet your specific needs.

So, talk to Chester, NJ's The Insurance Outfit and make sure you're ready - for whatever risk happens to drop into your lap.

Let us do the shopping for you. We'll find you a great value, based on coverage, price and service. Call us, email, or just click our instant quote today for a free, no-obligation quote.