Commercial Insurance in New Jersey
To protect all that you've invested into your business, you need Chester, NJ commercial insurance so that you don't lose all of your hard-earned money when a customer gets ill after eating at your restaurant; slips and falls on ice outside your store; or your delivery driver gets in a fender bender with the company car. Our insurance agents help you determine which types of insurance you need and find a policy that works for your budget. Among the policies that we have are:
New Jersey Commercial Auto Insurance
If your business owns any vehicles, they may be broken into, vandalized or involved in an accident. We help you decide which types of coverage--such as comprehensive, liability, medical payments and collision--you need based on state law.
New Jersey Commercial General Liability Insurance (CGL)
When your customers come to your business site, you take on additional liability risk. Businesses like daycare centers, restaurants and hair salons need an appropriate about of CGL insurance so that in the event someone is injured, legal and medical costs will not be a large burden.
New Jersey Commercial Property Insurance
If you own the land on which your business sits, property insurance is essential to cover the building's structure, inventory and supplies that are kept on-site. Disasters usually come unannounced, and both natural disasters and man-made ones can cause thousands of dollars of damage.
New Jersey Workers Compensation
For businesses that have employees, New Jersey state law requires that you provide workers compensation if a team member is hurt on the job. Our agents will help you understand the law and find the right policy to bring you into compliance.
New Jersey Business Owner Package (BOP)
Do you need a comprehensive insurance package? Then a BOP might be the simplest and most affordable option to get you the coverage which you need. It gives you peace of mind, reduces administrative burdens and saves you money.
From understanding the basics of Chester, NJ commercial insurance options to filling out the application forms, our team is here to answer all of your questions and provide a complete range of insurance-related services. Call us, or stop by our office today to talk to one of our insurance agents.