Is It Time to Offer a PPO Option?

Preferred Provider Organizations (PPOs) offer individuals quicker access to specialists, but companies don’t always provide PPOs to their employees due to the associated costs. However, the convenience of PPOs also benefits employers, such as reducing the time employees take off to see a primary care provider for a referral. Companies in New Jersey that don’t currently offer PPO options as part of their employee health insurance benefits may want to consider doing so by contacting The Insurance Outfit.

Why PPOs Are a Good Option

PPOs may cost more, but the additional expense comes with significant advantages. For instance, PPO members can see any doctor they choose, whether in-network or out-of-network. While out-of-network visits typically have higher co-pays, PPOs provide a much wider selection of doctors for those willing to pay more.

Another major benefit is that PPOs don’t require referrals to see specialists. This saves time and frustration for employees. For example, if someone knows they need to see a dermatologist, having to visit another doctor first for a referral can feel unnecessary. For employers, this means fewer doctors’ appointments for staff, which can reduce time away from work. Employees may also experience less stress when dealing with medical issues thanks to this convenience.

Additionally, offering PPOs as part of your health insurance options can make your benefits package more appealing. Employees value the ability to choose their doctors without restrictions, and providing PPO options can help attract and retain talent. Not everyone wants to switch doctors every time they change jobs due to insurance limitations.

If you’re in Chester, NJ, contact The Insurance Outfit to learn more about PPO options. Your employees will appreciate the expanded benefit choices and the flexibility PPOs provide.