Questions To Ask When Choosing Wedding Insurance

Are you getting married? If so, you should consider wedding insurance. Knowing the questions to ask while you’re shopping for wedding insurance can make the shopping process easier. Although all wedding insurance policies may vary, we’ve provided common responses to questions people ask when shopping for wedding insurance. If you need wedding insurance, contact The Insurance Outfit, servicing Chester, NJ. 

What If Something Is Damaged at Your Wedding?

Event liability insurance covers damage to items at your venue. This can help protect you from financial liability if someone at your wedding knocks over an expensive vase or damages upholstery. Event liability insurance can also provide protection if your guests are injured at the venue. 

If You Need To Postpone the Wedding, Are You Covered?

Wedding insurance can pay for deposits and payments if you have to postpone your wedding due to a covered event. 

Are Destination Weddings Covered?

If you have a destination wedding, event insurance may cover the wedding, depending on the specifics. Speak to your insurance agent to find out if your wedding will be covered. 

Will Your Honeymoon Be Covered?

Wedding insurance can cover lost deposits if your honeymoon is delayed due to a covered event. 

Will Wedding Insurance Cover Cancellation If You Decide Not To Get Married?

Generally speaking, wedding insurance does not provide coverage if the wedding is canceled because the couple has decided not to get married. There is a type of wedding insurance called "change of heart" coverage, but it involves a number of very specific conditions to kick in. Talk to your agent for details. 

What’s the Coverage Limit?

Coverage limits vary. Your insurance agent can talk to you about the coverage limit you require to help you find an insurance policy that will meet your needs. 

When Is the Best Time To Buy Wedding Insurance? 

The best time to buy wedding insurance is around the time that you must start to pay for expensive deposits for your wedding. To get started with wedding insurance from a reputable independent insurance agent, contact the professionals at The Insurance Outfit, servicing Chester, NJ. We’re here to help.