Will Wedding Insurance Cover Cancellation?

If you need to cancel or delay your wedding in Chester, NJ, it could result in significant losses. Some wedding-related vendors require deposits that you can lose due to cancellation. This could happen as a result of illness, required military service, or severe weather. Fortunately, wedding insurance covers many types of cancellations.

What’s Covered?

This insurance generally covers cancellation due to military deployment of the groom or bride, as well as medical problems or severe weather that prevents them or certain family members from attending. The same goes for the closure of the wedding venue due to a disaster or power outage. Wedding insurance covers most losses associated with these outcomes. In many cases, this coverage applies to catering, rentals, transportation, and other services.

What Isn’t Covered?

There are some exceptions with regard to illness, weather, and other aspects of a wedding. For instance, most policies won’t cover cancellation if the groom or bride changes their mind. At least one insurer does provide coverage for a “change of heart.” However, you’ll need to obtain this type of insurance at least one year and three months before the wedding date.

Considerations for Your Wedding

As with any insurance plan, coverage varies depending on the specific insurer. Remember to read the wedding policy carefully and speak to an agent if you have any questions about what it covers. Cancellation coverage is likely to have certain limitations, but it can also extend to honeymoon trips with some policies.

When you need wedding insurance in the Chester, NJ area, turn to The Insurance Outfit. Our experienced independent agency will help you find the right policy that meets your needs. To get started, please call 908-955-7561 or use our website to request a quote. You can rely on The Insurance Outfit for prompt service and expert advice on selecting the most suitable policy for you.