Four things you shouldn’t assume about special events insurance

Investing in special events insurance is always a good idea when arranging special events involving liability risks. At The Insurance Outfit, we can insure your special event in Chester, NJ. 

Being adequately informed about what special events insurance can cover is essential. The following are four things you shouldn’t assume about special events insurance. 

A special events insurance policy covers your belongings.

Special events insurance does not cover your belongings. This type of insurance only covers any liability expenses you will face due to hosting a special event. 

You’ll be compensated for special event costs if your event is canceled because of inclement weather. 

Unfortunately, special events insurance doesn’t typically offer coverage for the costs of an event that is canceled and rescheduled because of the weather.

Your special events insurance will cover any vendors or suppliers at your event.

Special events insurance is only designed to provide coverage to the policyholder. You cannot expect vendors and suppliers of your event to be covered under your policy.

If vendors and suppliers want to enjoy coverage during their involvement with your special event, they will have to invest in their own insurance policy. 

You don’t have to worry about safety at your special event if you buy special events insurance.

Don’t feel like safety isn’t a concern anymore once you buy special events insurance. Your policy may not cover you if an accident happens due to your neglecting routine safety precautions. 

Call us at The Insurance Outfit to learn more about special events insurance. We’re here to provide quotes on special events insurance to individuals in Chester, NJ. Call us for more information!