What Does Wedding Insurance Cover?

Weddings have a habit of growing out of control very quickly. Even if you start out with the plan to just invite close friends and family, but if you’re going to invite uncle Jeff, you’re going to have to invite his new girlfriend, and if you’re inviting her, you’re going to have to invite her kids, and so on. The guest list just has a way of snowballing, and what started as a small-ish gathering is now a big affair, and you have no choice but to get covered with a wedding insurance policy.

Now, what’s covered on a wedding insurance plan?

  • Liability. This is the big one. If you’re inviting dozens of people to a location, you need to make sure that you’re covered should something happen to the people, or to the location. Liability coverage will protect you in the event of injury, illness, or property damages.
  • Cancellation and postponement. If a wedding has to be canceled or postponed due to an injury to the bride or groom, or to severe weather, or do anything else that your policy covers, insurance will help you to recoup any financial losses associated with that. This might not be essential to more modest gatherings but is critical to the big blowout weddings.

If you’re looking to hold a wedding in Chester, NJ, get in touch with The Insurance Outfit. The Insurance Outfit can guide you towards the protection that you need to make sure that your Chester, NJ either goes off without a hitch or that whatever hitches you have to deal with along the way are at least going to be covered by your wedding insurance provider.