While you enjoy Chester, NJ roads with your bike, you need motorcycle insurance from The Insurance Outfit to safeguard your adventurous spirit. Here, we will assist you to hit the road with confidence without worrying about accidents and other mishaps. If you are about to purchase motorcycle insurance in NJ, below are the benefits you will accrue.
Compliance with the law
New Jersey requires motorcyclists to carry insurance when riding on public roads. Failure to ride with motorcycle insurance may result in fines ranging from $300 to $1,000. Other fines and penalties include license suspension, community service, and jail time.
While New Jersey requires motorcyclists to maintain liability coverage, this insurance doesn’t protect your bike. It covers bodily injury and property damage to third parties. However, when you have comprehensive and collision coverage in your insurance, your insurer covers the repair and replacement of your bike following an accident.
Covers third party costs
When you are involved in an accident, losses don’t occur to you only. You can cause bodily injuries and property damages to other motorists and road users. Thankfully, if you have motorcycle insurance, the liability coverage pays for third-party costs up to your coverage limit.
While the thrill of riding your bike is second to none, motorcycles can lead to catastrophic accidents. Whereas protective gear like helmets and other protective clothing help to keep you safe, bike accidents can still lead to severe injuries, including broken bones, whiplash, head injuries, and bruises. Without health insurance, you would incur significant out-of-pocket medical expenses.
Since the no-fault insurance law doesn’t apply to motorcyclists, riders without health insurance should seriously consider PIP or MedPay coverage.
Buy NJ motorcycle insurance today!
Are you shopping for motorcycle insurance in Chester, NJ? Look no further than The Insurance Outfit. We understand that no one-size-fits-all motorcycle insurance. As a result, we provide customized motorcycle insurance to cater to many needs.