Umbrella insurance serves as a mechanism to provide additional coverage above your base policy. If you have personal or commercial insurance that offers liability coverage you are likely able to add an umbrella policy to your insurance portfolio. The Insurance Outfit located in Chester, NJ welcomes the opportunity to meet with you to discuss how the addition of an umbrella insurance policy can provide the comprehensive insurance protection that you need.
Does it Make Sense to Add an Umbrella Insurance Policy to Your Portfolio?
One of the main reasons that clients opt to add umbrella insurance to their current group of policies is for liability protection. Once your primary policy is exhausted your umbrella policy will provide the additional coverage that you need. If you are not sure if you need a secondary policy in your insurance portfolio, a professional agent can help to answer all your questions. When you have worked hard your entire life to provide a comfortable lifestyle for your family it can be devastating to have an accident erase all that you have accumulated. If someone is injured at your home, your office, or on your boat, you can be liable for their injuries, including compensation for medical expenses as well as additional damages. Lawsuits can reverse your fortune overnight, and knowing that you have adequate coverage can significantly increase your peace of mind.
The Insurance Outfit is Here to Answer All of Your Questions about Umbrella Insurance Policies
If you want to increase your liability coverage for your home or business, we are here for you. Contact The Insurance Outfit here in the greater Chester, NJ area to schedule a consultation to review your current primary policies and see if there are any gaps in coverage.