If you are a resident in the greater Chester, NJ area, it may be time to check your homeowner’s insurance policy to make sure it provides all of the protection that you need. Typical homeowners policies have value limits on single items. A jewelry insurance policy, sometimes referred to as a personal articles policy, can bridge the gap and protect the full value of your jewelry. The team at The Insurance Outfit is here to provide the information that you need to gain a better understanding of jewelry insurance and why you may need to add it to your insurance portfolio.
Don’t overlook this important type of coverage
Have you reviewed your homeowner’s policy to make sure that the coverage limits are sufficient for your jewelry and other high-worth items? If you want to fully protect your valuables, it is time to take a look at your options for additional insurance and protection. With jewelry insurance, you will have the protection that you need to fully cover your items in the event of loss, theft, or damage. Make sure that your insurance contains all of the features that you want. No one wants to find out that they lack the coverage that they need after the fact! Now is the right time to take a look at the details of your current policy and decide if you need further protection. This is just one reason that we recommend that our clients have their entire insurance portfolio reviewed by a professional agent on a regular basis.
Do you have pieces of jewelry that require additional insurance coverage in the greater Chester, NJ area? Contact the team at The Insurance Outfit today and find out more about your insurance policy options.