The Dos and Don’ts of Wedding Insurance

If you’re getting married in Chester, NJ, there’s a good chance you are very excited, nervous, and anxious all at the same time. And while there are many details that go into planning a successful wedding, one detail that often gets overlooked is wedding insurance. In fact, from day one, you need to be asking yourself whether or not investing in this type of insurance is a smart move to make. For now, let’s take a quick look at a few dos and don’ts of wedding insurance.

When Does Wedding Insurance Make Sense?

Here at The Insurance Outfit, we are all about honesty, and here’s the truth … if your wedding is costing only a few hundred dollars and there isn’t a lot of planning taking place, then buying a wedding insurance policy is likely just going to be a waste of money. Wedding insurance makes sense when there is a lot of money involved.

On the other hand, if you are spending thousands on the wedding and there is a lot of planning involved, such as partnering with caterers, getting a professional photographer, and having guests come in from different geographical locations, then a wedding insurance policy could prove to be of the utmost benefit. Let’s look at an example of when wedding insurance could pay off as a smart investment.

John and Tina are getting married and during the middle of the outdoor ceremony a gust of wind sweeps through and knocks over a heavy decoration and injures the groom. In addition, the ring boy holding the wedding rings tumbles over (he doesn’t get hurt) and the wedding rings are nowhere to be found. With wedding insurance, medical expenses and the loss of rings can be compensated for. 

If you would like to learn more about wedding insurance and whether it is a good fit for your big day, please contact The Insurance Outfit today serving the Chester, NJ area.